FinStone
Finance & NBFCLoan origination, servicing, and collections for finance companies and NBFCs — flexible schemes, EMI and running-balance products, surety and secured loans, and field-agent recovery.
Enter FinStoneCore banking & finance software
Financial systems,
built on solid ground.
Milestone IT Ventures builds the core software that runs lenders, co-operative banks, and chit funds — a double-entry foundation with maker–checker controls, multi-branch operations, and statutory reporting out of the box.
3Product lines
1Ledger core
MultiBranch & role
0.00Books always balance
The products
Three products. One foundation.
Each runs on the same audited ledger core — pick the edition that fits your institution.
BankStone
Co-operative BankingThe complete core platform for co-operative banks and credit societies — savings, deposits, shares, loans, lockers, and statutory compliance, run across every branch from one system.
Enter BankStoneChitStone
Chit Fund ManagementRun chit groups end to end — member enrolment, monthly auctions, subscription collection, prize disbursement, and dividend accounting, all posted straight to the ledger.
Enter ChitStoneThe platform
Bank-grade by default.
The controls a regulated institution needs are built in — not bolted on later.
01Double-entry ledgerEvery transaction posts through one general ledger. The books balance to 0.00, always.
02Maker–checkerFinancial transactions are entered by one user and authorised by another, with a full trail.
03Multi-branchBranch-scoped data and cash positions, consolidated for head-office reporting.
04Cash & denominationsTeller, vault, and denomination management with live branch cash positions.
05Payment modesCash, cheque, DD, NEFT/RTGS/IMPS and UPI, with instrument capture and clearing.
06Statutory reportingRegulatory returns and MIS exportable to CSV, ready for filing.
07Role-based accessGranular permissions per role, with an audit trail on every change.
08Automated EODInterest accrual, day-close, and end-of-day processing run on schedule.
Get started
Ready when your institution is.
Sign in to your edition, or reach out to arrange a walkthrough for your team.